On this page
Property and casualty rate, rule and form filings in Wisconsin are reviewed by the Wisconsin Office of the Commissioner of Insurance. This page summarizes how filing works there from public sources: where to search filings that are already public, and the statutes, regulations and department guidance that set the rules, grouped by line of business. Every entry links to the official source.
At a glance
| Regulator | Wisconsin Office of the Commissioner of Insurance |
|---|---|
| Public filings | SERFF Filing Access (how to search) |
| Lines summarized | Homeowners, Personal auto, Property and dwelling fire, Workers' compensation, Commercial multi-peril, Inland marine, Earthquake, Fidelity, Burglary and theft |
| Last reviewed |
Key filing rules
Selected statutes, regulations and guidance on how rates and forms are filed and reviewed in Wisconsin, each linked to the official text.
- Wis. Stat. 625.12 and 625.13 - rating methods and the use-and-file obligation on autoPersonal auto · Statute
- Wis. Stat. 625.11 and 625.12 - Rate standards and rating methodsStatute
- Wis. Stat. 625.13 - Filing of rates and consent to rateStatute
- Wis. Stat. 631.20 - Filing and approval of formsStatute
- Wis. Admin. Code s. Ins 6.05 - Filing of insurance formsRegulation
- Wis. Admin. Code s. Ins 6.06 - Minimum documentation in support of rate filingsRegulation
How to search Wisconsin's public rate and form filings
- Wisconsin's Office of the Commissioner of Insurance says filings submitted electronically since October 15, 2015 are available through SERFF Filing Access, which lets users search for and download filings made public under Wisconsin law. Source
- The SFA website lets users search for and download filings made available under Wisconsin's public access laws. For filings processed before October 15, 2015, or filings not found there, the page points to a separate OCI search. Source
Start from the department's page: Wisconsin Office of the Commissioner of Insurance.
Checked
Rules for every line
Statutes, regulations and guidance that apply across property and casualty lines.
- Wis. Stat. 625.11 and 625.12 - Rate standards and rating methodsStatute
- Wis. Stat. 625.13 - Filing of rates and consent to rateStatute
- Wis. Stat. 625.21 and 625.22 - Delaying effect of rates and disapprovalStatute
- Wis. Stat. 631.20 - Filing and approval of formsStatute
- Wis. Stat. 631.36 - Termination of insurance contracts by insurersStatute
- Wis. Admin. Code s. Ins 4.10 - Wisconsin insurance planRegulation
- Wis. Admin. Code s. Ins 6.05 - Filing of insurance formsRegulation
- Wis. Admin. Code s. Ins 6.06 - Minimum documentation in support of rate filingsRegulation
Last reviewed
Homeowners
Wisconsin sources for homeowners filings (SERFF type of insurance 04.0 Homeowners).
- Wis. Stat. 632.05 - Indemnity amounts and the valued policy lawStatute
- Wis. Stat. 632.10 to 632.104 - Property insurance escrowStatute
- Wis. Admin. Code s. Ins 4.01 - Interpretation of Wis. Stat. 632.05(2)Regulation
- Wis. Admin. Code s. Ins 6.68 - Unfair discrimination based on geographic location or age of riskRegulation
- Wis. Admin. Code s. Ins 6.76 - Grounds for disapproval and authorized clauses for property formsRegulation
- Wis. Stat. 619.01 and Wis. Admin. Code s. Ins 4.10 - Wisconsin Insurance PlanRegulation
Last reviewed
Personal auto
Wisconsin sources for personal auto filings (SERFF type of insurance 19.0 Personal Auto).
- Wis. Stat. 344.01(2)(d) and 344.62 - compulsory insurance and the financial responsibility limitsStatute
- Wis. Stat. 625.12 and 625.13 - rating methods and the use-and-file obligation on autoStatute
- Wis. Stat. 631.20 - the appraisal clause and the personal auto form trackStatute
- Wis. Stat. 632.32 - provisions of motor vehicle insurance policiesStatute
- Wis. Stat. 632.35, 632.36 and 631.36(7) - automobile terminationStatute
- Wis. Stat. 632.37, 632.375 and 632.38 - glass, repair facilities and aftermarket partsStatute
Last reviewed
Property and dwelling fire
Wisconsin sources for property and dwelling fire filings (SERFF type of insurance 01.0 Property).
- Wis. Stat. 619.01 and Wis. Admin. Code s. Ins 4.10 - the Wisconsin Insurance PlanStatute
- Wis. Stat. 632.05 and Wis. Admin. Code s. Ins 4.01 - indemnity amounts and the valued policy lawStatute
- Wis. Stat. 632.10 to 632.104 - property insurance escrow in a 1st class cityStatute
- Wis. Stat. ch. 632 subch. I - Fire and Other Property InsuranceStatute
- Wis. Admin. Code s. Ins 6.76 - grounds for disapproval of and authorized clauses for fire, inland marine and other property insurance formsRegulation
- Wis. Admin. Code s. Ins 6.785 - exemption from rate and form filing requirementsRegulation
Last reviewed
Workers' compensation
Wisconsin sources for workers' compensation filings (SERFF type of insurance 16.0 Workers Compensation).
- Wis. Stat. 102.28, 102.30, 102.31 and 626.35 - the policy, the exemption and the contract filingStatute
- Wis. Stat. 619.01 - the mandatory risk-sharing plan behind this lineStatute
- Wis. Stat. 625.03(1m)(b) and Wis. Admin. Code s. Ins 6.06(4)(a) - the carve-outsStatute
- Wis. Stat. 626.11 and 626.12 - workers compensation rate standards and rating methodsStatute
- Wis. Stat. 626.22, 626.31 and 626.32 - disapproval, bureau review and the development of ratesStatute
- Wis. Stat. ch. 626 - rate regulation in worker's compensation insuranceStatute
Last reviewed
Commercial multi-peril
Wisconsin sources for commercial multi-peril filings (SERFF type of insurance 05.0 Commercial Multi-Peril).
- Wis. Admin. Code s. Ins 4.10, Wisconsin insurance planStatute
- Wis. Admin. Code s. Ins 6.78, Exemption from filing of rates for consent-to-rate risksStatute
- Wis. Admin. Code s. Ins 6.785, Exemption from rate and form filing requirementsStatute
- Wis. Stat. ch. 625, Insurance - Rate RegulationDepartment guidance
- Wisconsin OCI, Policy Form and Rate Filing RequirementsDepartment guidance
Last reviewed
Inland marine
Wisconsin sources for inland marine filings (SERFF type of insurance 09.0 Inland Marine).
- Wis. Stat. 625.03 and 625.04 - Scope and exemptionsStatute
- Wis. Stat. 631.20 and 631.22 - Forms and readabilityStatute
- Wis. Admin. Code s. Ins 6.75 - ClassificationRegulation
- Wis. Admin. Code s. Ins 6.76 - Inland marine form standardsRegulation
- Wis. Admin. Code s. Ins 6.785 - Commercial form exemptionRegulation
Last reviewed
Earthquake
Wisconsin sources for earthquake filings (SERFF type of insurance 12.0 Earthquake).
- Wis. Stat. ch. 625, Insurance - Rate RegulationDepartment guidance
- Wis. Stat. ch. 631, Insurance Contracts GenerallyDepartment guidance
- Wisconsin OCI, Form Filing Checklist - P&C (General) (July 2024)Department guidance
Last reviewed
Fidelity
Wisconsin sources for fidelity filings (SERFF type of insurance 23.0 Fidelity).
- Wisconsin Statutes Chapter 625Statute
- Wisconsin Statutes Chapter 631Statute
- Wisconsin P&C Form Filing ChecklistDepartment guidance
Last reviewed
Burglary and theft
Wisconsin sources for burglary and theft filings (SERFF type of insurance 26.0 Burglary and Theft).
- Wisconsin Statutes Chapter 625Statute
- Wisconsin Statutes Chapter 631Statute
- Wisconsin P&C Form Filing ChecklistDepartment guidance
Last reviewed
Not legal advice. This is a summary of public sources, last reviewed September 18, 2026. Requirements change and differ by line and filing: verify them with the Wisconsin Office of the Commissioner of Insurance before you file. All states