On this page
Property and casualty rate, rule and form filings in Oklahoma are reviewed by the Oklahoma Insurance Department. This page summarizes how filing works there from public sources: where to search filings that are already public, and the statutes, regulations and department guidance that set the rules, grouped by line of business. Every entry links to the official source.
At a glance
| Regulator | Oklahoma Insurance Department |
|---|---|
| Public filings | SERFF Filing Access (how to search) |
| Lines summarized | Homeowners, Personal auto, Property and dwelling fire, Workers' compensation, Commercial multi-peril, Inland marine, Earthquake, Surety, Fidelity, Burglary and theft |
| Last reviewed |
Key filing rules
Selected statutes, regulations and guidance on how rates and forms are filed and reviewed in Oklahoma, each linked to the official text.
How to search Oklahoma's public rate and form filings
- The Oklahoma Insurance Department's Public Rate and Form Filings page links to SERFF Filing Access so the public can view rate and form filings remotely from a home or office computer. Source
- Filings can also be viewed on a public SERFF computer terminal at the department, by walk-in or by appointment. Source
- Parts of a filing that are confidential under Oklahoma's Open Records Act are not available through the web access. Source
- Paper rate and form filings are requested through the department's Procedure for Requesting Records. Source
Start from the department's page: Oklahoma Insurance Department.
Checked
Rules for every line
Statutes, regulations and guidance that apply across property and casualty lines.
- 36 O.S. 348.1 - Property and casualty filing feesStatute
- 36 O.S. 997 and OAC 365:15-7-30 - Commercial special risks exempt from rate filingStatute
- Oklahoma Statutes Title 36, InsuranceStatute
- OAC 365:15 Subchapter 7 - Property and Casualty Competitive Loss Cost Rating RegulationRegulation
Last reviewed
Homeowners
Oklahoma sources for homeowners filings (SERFF type of insurance 04.0 Homeowners).
- 36 O.S. 3639.1 - Cancellation, nonrenewal and premium increase on homeowner's policiesStatute
- 36 O.S. 999.1 to 999.7 - Oklahoma Subsidence Insurance ActStatute
- Oklahoma Statutes Title 36, InsuranceStatute
- OAC 365:15-7-26 - Weather related claimsRegulation
Last reviewed
Personal auto
Oklahoma sources for personal auto filings (SERFF type of insurance 19.0 Personal Auto).
- 36 O.S. 1250.8 - Motor vehicle total loss or damage claimStatute
- 36 O.S. 924.1 - Automobile or motorcycle accident prevention course; reduction of premium chargesStatute
- 36 O.S. 996 and 996.1 - Assigned risks; the Oklahoma Automobile Insurance PlanStatute
- 47 O.S. 7-324 - Motor vehicle liability policies; contents and coveragesStatute
- OAC 365:15-7-26 and 365:15-7-28 - Weather related claims; lack of prior insuranceRegulation
- Oklahoma Insurance Department Private Passenger Auto review requirements checklistDepartment guidance
Last reviewed
Property and dwelling fire
Oklahoma sources for property and dwelling fire filings (SERFF type of insurance 01.0 Property).
- 36 O.S. 3639 and 3639.1 - Commercial property and personal residential cancellationStatute
- Oklahoma Statutes Title 36, Article 48, the standard fire insurance policyStatute
- OAC 365:15 Subchapter 7 - Property rating rules: individual risk rating, excess consent rates, package discounts and weather claimsRegulation
Last reviewed
Workers' compensation
Oklahoma sources for workers' compensation filings (SERFF type of insurance 16.0 Workers Compensation).
- 36 O.S. 608.2 - the assigned risk plan replaced the state fund routeStatute
- 36 O.S. 924.2 - mandatory premium reduction for the occupational safety and health programmeStatute
- OAC 365:15-1-3.1 - workers compensation optional deductible tiersRegulation
- OAC 365:15-7-29 - workers compensation schedule rating capped at twenty-five percentRegulation
- Oklahoma Insurance Department Bulletin No. 9-2022 - the designated plan administratorBulletin
- Oklahoma Insurance Department Bulletin No. PC 2012-03 - single premium weighted loss cost multiplierBulletin
Last reviewed
Commercial multi-peril
Oklahoma sources for commercial multi-peril filings (SERFF type of insurance 05.0 Commercial Multi-Peril).
- Oklahoma Insurance Department review requirements checklist, Commercial Property (line of insurance code 1.0001)Statute
- Oklahoma Statutes Title 36, Article 48, the standard fire insurance policyStatute
- Oklahoma Statutes Title 36, InsuranceStatute
- OAC 365:15 Subchapter 1, General ProvisionsDepartment guidance
- OAC 365:15 Subchapter 7, Property and Casualty Competitive Loss Cost Rating RegulationDepartment guidance
Last reviewed
Inland marine
Oklahoma sources for inland marine filings (SERFF type of insurance 09.0 Inland Marine).
- Oklahoma OAC Chapter 15 Subchapter 7Regulation
- Oklahoma Order 22-0660-PRJDepartment guidance
- Oklahoma Review Requirements ChecklistsDepartment guidance
- P&C filing instructionsDepartment guidance
Last reviewed
Earthquake
Oklahoma sources for earthquake filings (SERFF type of insurance 12.0 Earthquake).
- OAC 365:15 Subchapter 1, General ProvisionsDepartment guidance
- OAC 365:15 Subchapter 7, Property and Casualty Competitive Loss Cost Rating RegulationDepartment guidance
- Oklahoma Statutes Title 36, InsuranceDepartment guidance
Last reviewed
Surety
Oklahoma sources for surety filings (SERFF type of insurance 24.0 Surety).
- Oklahoma filing rules, Subchapter 1Statute
- Oklahoma property-casualty filing rules, Subchapter 7Statute
- Oklahoma Surety review checklistDepartment guidance
Last reviewed
Fidelity
Oklahoma sources for fidelity filings (SERFF type of insurance 23.0 Fidelity).
- Oklahoma Insurance Code Title 36Statute
- OAC 365:15 Subchapter 1Regulation
- OAC 365:15 Subchapter 7Regulation
- OID Review Requirements ChecklistsDepartment guidance
- Oklahoma Fidelity Review ChecklistDepartment guidance
Last reviewed
Burglary and theft
Oklahoma sources for burglary and theft filings (SERFF type of insurance 26.0 Burglary and Theft).
- Oklahoma Insurance Code Title 36Statute
- OAC 365:15 Subchapter 1Regulation
- OAC 365:15 Subchapter 7Regulation
- OID Review Requirements ChecklistsDepartment guidance
- Oklahoma Burglary and Theft Review ChecklistDepartment guidance
Last reviewed
Not legal advice. This is a summary of public sources, last reviewed September 18, 2026. Requirements change and differ by line and filing: verify them with the Oklahoma Insurance Department before you file. All states