On this page
Property and casualty rate, rule and form filings in New Mexico are reviewed by the New Mexico Office of Superintendent of Insurance. This page summarizes how filing works there from public sources: the statutes, regulations and department guidance that set the rules, grouped by line of business. Every entry links to the official source.
At a glance
| Regulator | New Mexico Office of Superintendent of Insurance |
|---|---|
| Lines summarized | Homeowners, Personal auto, Property and dwelling fire, Workers' compensation, General and other liability, Commercial multi-peril, Medical professional liability, Inland marine, Earthquake, Product liability, Title |
| Last reviewed |
Key filing rules
Selected statutes, regulations and guidance on how rates and forms are filed and reviewed in New Mexico, each linked to the official text.
- 13.8.2 NMAC - Rate filings by insurers and rate service organizationsRegulation
- 13.8.4 NMAC - P&C noticesInland marine · Regulation
- 13.13.3 NMAC - The New Mexico FAIR PlanRegulation
Rules for every line
Statutes, regulations and guidance that apply across property and casualty lines.
- 13.13.3 NMAC - The New Mexico FAIR PlanRegulation
- 13.8.2 NMAC - Rate filings by insurers and rate service organizationsRegulation
- 13.8.3 NMAC - Casualty, property, title and vehicle insurance policy formsRegulation
- 13.8.4 NMAC - Cancellation, nonrenewal or change in coverages of property and casualty insurance policiesRegulation
- New Mexico OSI Bulletin 2024-016 - Data call pursuant to NMSA 1978, Section 59A-17-5.1, underwriting guidelinesBulletin
Last reviewed
Homeowners
New Mexico sources for homeowners filings (SERFF type of insurance 04.0 Homeowners).
- NMSA 1978 §59A-17-5.1 and OSI Bulletin 2024-016 - Homeowners underwriting and tiering guidelinesStatute
- 13.13.3 NMAC - The New Mexico FAIR PlanRegulation
- 13.8.2 NMAC - Supporting information for a homeowners rate filingRegulation
- 13.8.4 NMAC - Cancellation, nonrenewal or change in coverages, applied to homeownersRegulation
Last reviewed
Personal auto
New Mexico sources for personal auto filings (SERFF type of insurance 19.0 Personal Auto).
- 13.12.3 NMAC - Uninsured and unknown motorists coverageRegulation
- 13.12.4 NMAC - Automobile self-insuranceRegulation
- NMAC Title 13 Chapter 12 - Motor Vehicle InsuranceRegulation
- New Mexico Bulletin 2021-024 - Required disclosure and exclusion related to UM/UIM coverageBulletin
- New Mexico Bulletin 2025-013 - UM/UIM coverage offered on a per-vehicle cost basisBulletin
Last reviewed
Property and dwelling fire
New Mexico sources for property and dwelling fire filings (SERFF type of insurance 01.0 Property).
- NMSA 1978 Chapter 59A article 29 and 13.13.3 NMAC - The New Mexico Property Insurance ProgramStatute
- 13.8.3.8 and 13.8.3.10 NMAC - What a New Mexico property form filing has to containRegulation
- 13.8.3.9 NMAC - Commercial property forms are effective and usable upon filingRegulation
Last reviewed
Workers' compensation
New Mexico sources for workers' compensation filings (SERFF type of insurance 16.0 Workers Compensation).
- 13.17.2 NMAC - workers compensation dispute boardRegulation
- 13.17.4 NMAC - workers compensation assigned risk pool participation, exemptions and take-out creditsRegulation
- 13.17.6 NMAC - workers compensation premium adjustment programRegulation
- 13.8.2 NMAC - the workers compensation loss cost filing document and automatic adoptionRegulation
- 13.8.5 NMAC - rate modification plans, with a 15 percent limit for workers' compensationRegulation
Last reviewed
General and other liability
New Mexico sources for general and other liability filings (SERFF type of insurance 17.0 Other Liability).
- 13.8.2 NMAC - Rate filings by insurers and rate service organizationsRegulation
- 13.13.3 NMAC - The New Mexico FAIR PlanDepartment guidance
- New Mexico OSI Bulletin 2024-016 - Data call pursuant to NMSA 1978, Section 59A-17-5.1, underwriting guidelinesDepartment guidance
Last reviewed
Commercial multi-peril
New Mexico sources for commercial multi-peril filings (SERFF type of insurance 05.0 Commercial Multi-Peril).
- 13.8.2 NMAC - Rate filings by insurers and rate service organizationsStatute
- New Mexico OSI Bulletin 2024-016 - Data call pursuant to NMSA 1978, Section 59A-17-5.1, underwriting guidelinesStatute
- 13.8.2 NMAC - Rates and rating of casualty, property and vehicle insuranceDepartment guidance
- 13.8.3 NMAC - Casualty, property, title and vehicle insurance policy formsDepartment guidance
Last reviewed
Medical professional liability
New Mexico sources for medical professional liability filings (SERFF type of insurance 11.0 Med Mal).
- 13.8.2 NMAC - Rate filings by insurers and rate service organizationsDepartment guidance
- 13.8.3 NMAC - Casualty, property, title and vehicle insurance policy formsDepartment guidance
- New Mexico OSI Bulletin 2024-016 - Data call pursuant to NMSA 1978, Section 59A-17-5.1, underwriting guidelinesDepartment guidance
Last reviewed
Inland marine
New Mexico sources for inland marine filings (SERFF type of insurance 09.0 Inland Marine).
- 13.7.3 NMAC - Inland marine lineRegulation
- 13.8.2 NMAC - Rate filing procedureRegulation
- 13.8.2.17-.18 NMAC - Rate supportRegulation
- 13.8.3 NMAC - Marine and transportation formsRegulation
- 13.8.4 NMAC - P&C noticesRegulation
- 13.8.5 NMAC - Rate modification plansRegulation
Last reviewed
Earthquake
New Mexico sources for earthquake filings (SERFF type of insurance 12.0 Earthquake).
- 13.8.2 NMAC - Rate filings by insurers and rate service organizationsDepartment guidance
- 13.8.3 NMAC - Casualty, property, title and vehicle insurance policy formsDepartment guidance
- 13.8.4 NMAC - Cancellation, nonrenewal or change in coverages of property and casualty insurance policiesDepartment guidance
- New Mexico OSI Bulletin 2024-016 - Data call pursuant to NMSA 1978, Section 59A-17-5.1, underwriting guidelinesDepartment guidance
Last reviewed
Product liability
New Mexico sources for product liability filings (SERFF type of insurance 18.0 Product Liability).
- 13.13.3 NMAC - The New Mexico FAIR PlanDepartment guidance
- 13.8.2 NMAC - Rate filings by insurers and rate service organizationsDepartment guidance
- New Mexico OSI Bulletin 2024-016 - Data call pursuant to NMSA 1978, Section 59A-17-5.1, underwriting guidelinesDepartment guidance
Last reviewed
Title
New Mexico sources for title filings (SERFF type of insurance 34.0 Title).
- 13.8.2 NMAC - Rate filings by insurers and rate service organizationsDepartment guidance
- 13.8.3 NMAC - Casualty, property, title and vehicle insurance policy formsDepartment guidance
- 13.8.4 NMAC - Cancellation, nonrenewal or change in coverages of property and casualty insurance policiesDepartment guidance
Last reviewed
Not legal advice. This is a summary of public sources, last reviewed September 18, 2026. Requirements change and differ by line and filing: verify them with the New Mexico Office of Superintendent of Insurance before you file. All states