On this page
Property and casualty rate, rule and form filings in Mississippi are reviewed by the Mississippi Insurance Department. This page summarizes how filing works there from public sources: where to search filings that are already public, and the statutes, regulations and department guidance that set the rules, grouped by line of business. Every entry links to the official source.
At a glance
| Regulator | Mississippi Insurance Department |
|---|---|
| Public filings | SERFF Filing Access (how to search) |
| Lines summarized | Homeowners, Workers' compensation, General and other liability, Medical professional liability, Inland marine, Farmowners, Homeowners and auto combination, Product liability |
| Last reviewed |
Key filing rules
Selected statutes, regulations and guidance on how rates and forms are filed and reviewed in Mississippi, each linked to the official text.
- Miss. Code Ann. 83-5-28 as amended by HB 1611 (2025) - 45-day noticeStatute
- MID General Instructions - Property/Casualty Form/Rate FilingsDepartment guidance
- Miss. Code 83-2-3 - Rate standardInland marine · Statute
How to search Mississippi's public rate and form filings
- The Mississippi Insurance Department makes certain property and casualty rate and form filings available for public review through SERFF, from its Property and Casualty Company page. Source
- The department says there is no fee to use this online search of property and casualty rate and form filings. Source
- Paper files of the Property/Casualty Rating Division can be viewed in person during office hours. The division keeps two years plus the current year on file, and photocopies cost a per-page fee. Source
Start from the department's page: Mississippi Insurance Department.
Checked
Rules for every line
Statutes, regulations and guidance that apply across property and casualty lines.
- Miss. Code Ann. 83-5-28 as amended by HB 1611 (2025) - 45-day noticeStatute
- MID Regulation 2003-1 - Use of credit information in personal insuranceRegulation
- MID General Instructions - Property/Casualty Form/Rate FilingsDepartment guidance
- MID Review Requirements ChecklistDepartment guidance
Last reviewed
Homeowners
Mississippi sources for homeowners filings (SERFF type of insurance 04.0 Homeowners).
- Miss. Code Ann. 83-38-1 to 83-38-29 - Mississippi Residential Property Insurance Underwriting AssociationStatute
- MID Regulation 2014-5 - Named storm and hurricane deductiblesRegulation
- MID Review Requirements Checklist, Homeowners and Fire DwellingDepartment guidance
Last reviewed
Workers' compensation
Mississippi sources for workers' compensation filings (SERFF type of insurance 16.0 Workers Compensation).
- 19 Miss. Admin. Code Part 1 Chapter 9 - Use of Investment Income in RatemakingRegulation
- 19 Miss. Admin. Code Part 5 Chapter 2 - casualty filings, individual risk rating plans and deviationsRegulation
- 19 Miss. Admin. Code Part 5 Chapter 4 - Mississippi workers' compensation assigned risk plan and assigned risk poolRegulation
- MID Review Requirements Checklist - Workers' Compensation sectionDepartment guidance
Last reviewed
General and other liability
Mississippi sources for general and other liability filings (SERFF type of insurance 17.0 Other Liability).
- MID General Instructions - Property/Casualty Form/Rate FilingsDepartment guidance
- MID Regulation 2003-1, Use of Credit Information in Personal InsuranceDepartment guidance
- MID Review Requirements ChecklistDepartment guidance
Last reviewed
Medical professional liability
Mississippi sources for medical professional liability filings (SERFF type of insurance 11.0 Med Mal).
- MID General Instructions - Property/Casualty Form/Rate FilingsDepartment guidance
- MID Regulation 2003-1, Use of Credit Information in Personal InsuranceDepartment guidance
- MID Review Requirements ChecklistDepartment guidance
Last reviewed
Inland marine
Mississippi sources for inland marine filings (SERFF type of insurance 09.0 Inland Marine).
- Miss. Code 83-2-3 - Rate standardStatute
- Miss. Code 83-2-7 - Inland marine exceptionStatute
- MID Bulletin 2000-2 - GAP insuranceBulletin
- MID Bulletin 2000-8 - Creditor productsBulletin
- MID Inland Marine Review Requirements ChecklistDepartment guidance
Last reviewed
Farmowners
Mississippi sources for farmowners filings (SERFF type of insurance 03.0 Personal Farmowners).
- MID Regulation - Title 19 Part 4 Chapter 3, Mississippi Automobile Insurance PlanDepartment guidance
- MID Regulation 2014-5, Named Storm Deductible and Hurricane DeductibleDepartment guidance
- MID Review Requirements Checklist - Private Passenger Auto / Commercial Automobile, filing standardsDepartment guidance
- MID Review Requirements Checklist, Homeowners / Fire DwellingDepartment guidance
Last reviewed
Homeowners and auto combination
Mississippi sources for homeowners and auto combination filings (SERFF type of insurance 30.0 Homeowner/Auto).
- MID Regulation - Title 19 Part 4 Chapter 3, Mississippi Automobile Insurance PlanDepartment guidance
- MID Regulation 2014-5, Named Storm Deductible and Hurricane DeductibleDepartment guidance
- MID Review Requirements Checklist - Private Passenger Auto / Commercial Automobile, filing standardsDepartment guidance
- MID Review Requirements Checklist, Homeowners / Fire DwellingDepartment guidance
Last reviewed
Product liability
Mississippi sources for product liability filings (SERFF type of insurance 18.0 Product Liability).
- MID General Instructions - Property/Casualty Form/Rate FilingsDepartment guidance
- MID Regulation 2003-1, Use of Credit Information in Personal InsuranceDepartment guidance
- MID Review Requirements ChecklistDepartment guidance
Last reviewed
Not legal advice. This is a summary of public sources, last reviewed September 18, 2026. Requirements change and differ by line and filing: verify them with the Mississippi Insurance Department before you file. All states