On this page
Property and casualty rate, rule and form filings in Kansas are reviewed by the Kansas Department of Insurance. This page summarizes how filing works there from public sources: where to search filings that are already public, and the statutes, regulations and department guidance that set the rules, grouped by line of business. Every entry links to the official source.
At a glance
| Regulator | Kansas Department of Insurance |
|---|---|
| Public filings | Public inspection of rate and form filings (how to search) |
| Lines summarized | Homeowners, Personal auto, Property and dwelling fire, Commercial auto, Workers' compensation, Commercial multi-peril, Inland marine, Homeowners and auto combination, Aircraft, Surety, Fidelity, Burglary and theft, Boiler and machinery, Mortgage guaranty, Financial guaranty |
| Last reviewed |
Key filing rules
Selected statutes, regulations and guidance on how rates and forms are filed and reviewed in Kansas, each linked to the official text.
- K.S.A. 40-955 - Workers compensation loss costs and assigned risk rates require prior approvalWorkers' compensation · Statute
- K.S.A. 40-970 - Personal flex filingInland marine · Statute
- K.S.A. 40-216 — Filing of insurance contractsStatute
- K.S.A. 40-953 — Rate standards; competitionStatute
- K.S.A. 40-954 — Rate standards and ratemaking factorsStatute
- K.S.A. 40-955(i) to (l) — Special risks and large risks exempt from rate filingProperty and dwelling fire · Statute
How to search Kansas's public rate and form filings
- Kansas law (K.S.A. 40-955) says an insurer's rate, rating plan or policy form filing and its supporting information are open to public inspection once filed with the commissioner, except trade secrets or copyrighted material. Source
Start from the department's page: Kansas Department of Insurance.
Checked
Rules for every line
Statutes, regulations and guidance that apply across property and casualty lines.
- K.S.A. 40-216 — Filing of insurance contractsStatute
- K.S.A. 40-252 — Schedules of fees and taxes for insurance companiesStatute
- K.S.A. 40-5101 et seq. — Use of credit information in personal insuranceStatute
- K.S.A. 40-953 — Rate standards; competitionStatute
- K.S.A. 40-954 — Rate standards and ratemaking factorsStatute
- K.S.A. 40-955 — Filing of rates and supporting informationStatute
- K.S.A. 40-970 — Expedited rate filings for personal insuranceStatute
- K.A.R. 40-3-15 — Cancellation at the option of the insurerRegulation
Last reviewed
Homeowners
Kansas sources for homeowners filings (SERFF type of insurance 04.0 Homeowners).
- K.S.A. 40-954 — Catastrophe hazards in homeowners ratemakingStatute
- K.S.A. 40-970 applied to homeownersStatute
- Kansas Insurance Department homeowners rate, rule and form filing review requirements checklistStatute
- K.A.R. 40-3-25 — Kansas all-industry placement facility acknowledgementRegulation
- Kansas Bulletin 1983-19 — Actual cash value must be definedBulletin
Last reviewed
Personal auto
Kansas sources for personal auto filings (SERFF type of insurance 19.0 Personal Auto).
- K.S.A. 40-1112a — Accident avoidance course discount, written as a filing ruleStatute
- K.S.A. 40-276a and K.S.A. 40-295 — Automobile nonrenewal grounds and the age provisionStatute
- K.S.A. 40-284 — Uninsured and underinsured motorist coverage at equal limitsStatute
- K.S.A. 40-3101 et seq. — The Kansas automobile injury reparations act and compulsory personal injury protectionStatute
- K.S.A. 40-3107 — Required contents of a Kansas motor vehicle liability policyStatute
- K.A.R. 40-3-18 — Private passenger automobile rating information procedures in every filingRegulation
Last reviewed
Property and dwelling fire
Kansas sources for property and dwelling fire filings (SERFF type of insurance 01.0 Property).
- K.S.A. 40-905 — Kansas valued policy lawStatute
- K.S.A. 40-955(d) — Why commercial property and dwelling fire have different effective datesStatute
- K.S.A. 40-955(i) to (l) — Special risks and large risks exempt from rate filingStatute
- K.S.A. 40-955b, K.S.A. 40-954 and K.A.R. 40-3-13, 40-3-25 and 40-3-26 — Individual risk rating on the property lineStatute
- Kansas Bulletin 1983-19 — Actual cash value must be definedBulletin
- Kansas Insurance Department Property filing review requirements checklistDepartment guidance
Last reviewed
Commercial auto
Kansas sources for commercial auto filings (SERFF type of insurance 20.0 Commercial Auto).
- K.S.A. 40-216 — Filing of insurance contractsDepartment guidance
- K.S.A. 40-954 — Rate standards and ratemaking factorsDepartment guidance
- K.S.A. 40-970 — Expedited rate filings for personal insuranceDepartment guidance
Last reviewed
Workers' compensation
Kansas sources for workers' compensation filings (SERFF type of insurance 16.0 Workers Compensation).
- K.S.A. 40-2109 - Kansas workers compensation insurance planStatute
- K.S.A. 40-955 - Workers compensation loss costs and assigned risk rates require prior approvalStatute
- K.S.A. 40-958 - Adherence and deviationsStatute
- K.S.A. 44-5,104 - Accident prevention programsStatute
- K.S.A. 44-559a - Workers compensation deductible option and premium creditsStatute
- K.A.R. 40-3-25(b)(4) - The workers' compensation excess rate statementRegulation
Last reviewed
Commercial multi-peril
Kansas sources for commercial multi-peril filings (SERFF type of insurance 05.0 Commercial Multi-Peril).
- K.S.A. 40-2,120 and 40-2,121 — cancellation and nonrenewal of business and professional property and casualty insuranceStatute
- K.S.A. 40-216 — commercial contracts are effective on filing and large risk contracts are exemptStatute
- K.S.A. 40-905 — the Kansas valued policy law and its two exceptionsStatute
- K.S.A. 40-954 — ratemaking factors, individual risk modification and the mandatory rating plan ruleStatute
- K.S.A. 40-955 — what is filed, when it takes effect, and the special risk exemptionsStatute
- K.S.A. 40-955b — the plus or minus 40 percent premium variance band and what it does not reachStatute
Last reviewed
Inland marine
Kansas sources for inland marine filings (SERFF type of insurance 09.0 Inland Marine).
- K.S.A. 40-216 - Personal formsStatute
- K.S.A. 40-252 - Insurance feesStatute
- K.S.A. 40-953 - Rate standardStatute
- K.S.A. 40-954 - Ratemaking factorsStatute
- K.S.A. 40-955 - Filing and inland marine exemptionsStatute
- K.S.A. 40-970 - Personal flex filingStatute
Last reviewed
Homeowners and auto combination
Kansas sources for homeowners and auto combination filings (SERFF type of insurance 30.0 Homeowner/Auto).
- K.A.R. 40-3-47 — Prospective loss costsDepartment guidance
- K.S.A. 40-216 — Filing of insurance contractsDepartment guidance
- K.S.A. 40-954 — Rate standards and ratemaking factorsDepartment guidance
- K.S.A. 40-955 — Filing of rates and supporting informationDepartment guidance
- K.S.A. 40-970 — Expedited rate filings for personal insuranceDepartment guidance
Last reviewed
Aircraft
Kansas sources for aircraft filings (SERFF type of insurance 22.0 Aircraft).
- K.A.R. 40-3-25 — Writing of risks rated differently from normal marketDepartment guidance
- K.S.A. 40-5108 — Filing of insurance scoring modelsDepartment guidance
- K.S.A. 40-954 — Rate standards and ratemaking factorsDepartment guidance
- K.S.A. 40-970 — Expedited rate filings for personal insuranceDepartment guidance
Last reviewed
Surety
Kansas sources for surety filings (SERFF type of insurance 24.0 Surety).
- K.S.A. 40-216 — Filing of insurance contractsStatute
- K.S.A. 40-954 — Rate standards and ratemaking factorsStatute
- K.S.A. 40-955 — Filing of rates and supporting informationStatute
- K.S.A. 40-970 — Expedited rate filings for personal insuranceStatute
- K.A.R. 40-3-47 — Prospective loss costsDepartment guidance
Last reviewed
Fidelity
Kansas sources for fidelity filings (SERFF type of insurance 23.0 Fidelity).
- K.S.A. 40-216 — Filing of insurance contractsStatute
- K.S.A. 40-954 — Rate standards and ratemaking factorsStatute
- K.S.A. 40-955 — Filing of rates and supporting informationStatute
- K.S.A. 40-970 — Expedited rate filings for personal insuranceStatute
- K.A.R. 40-3-47 — Prospective loss costsDepartment guidance
Last reviewed
Burglary and theft
Kansas sources for burglary and theft filings (SERFF type of insurance 26.0 Burglary and Theft).
- K.S.A. 40-216 — Filing of insurance contractsStatute
- K.S.A. 40-954 — Rate standards and ratemaking factorsStatute
- K.S.A. 40-955 — Filing of rates and supporting informationStatute
- K.S.A. 40-970 — Expedited rate filings for personal insuranceStatute
- K.A.R. 40-3-47 — Prospective loss costsDepartment guidance
Last reviewed
Boiler and machinery
Kansas sources for boiler and machinery filings (SERFF type of insurance 27.0 Boiler & Machinery).
- K.A.R. 40-3-25 — Writing of risks rated differently from normal marketDepartment guidance
- K.S.A. 40-5108 — Filing of insurance scoring modelsDepartment guidance
- K.S.A. 40-954 — Rate standards and ratemaking factorsDepartment guidance
- K.S.A. 40-970 — Expedited rate filings for personal insuranceDepartment guidance
Last reviewed
Mortgage guaranty
Kansas sources for mortgage guaranty filings (SERFF type of insurance 06.0 Mortgage Guaranty).
- K.A.R. 40-3-25 — Writing of risks rated differently from normal marketDepartment guidance
- K.S.A. 40-216 — Filing of insurance contractsDepartment guidance
- K.S.A. 40-954 — Rate standards and ratemaking factorsDepartment guidance
- K.S.A. 40-955 — Filing of rates and supporting informationDepartment guidance
Last reviewed
Financial guaranty
Kansas sources for financial guaranty filings (SERFF type of insurance 10.0 Financial Guaranty).
- K.A.R. 40-3-25 — Writing of risks rated differently from normal marketDepartment guidance
- K.S.A. 40-216 — Filing of insurance contractsDepartment guidance
- K.S.A. 40-955 — Filing of rates and supporting informationDepartment guidance
- K.S.A. 40-970 — Expedited rate filings for personal insuranceDepartment guidance
Last reviewed
Not legal advice. This is a summary of public sources, last reviewed September 18, 2026. Requirements change and differ by line and filing: verify them with the Kansas Department of Insurance before you file. All states