On this page
Property and casualty rate, rule and form filings in Illinois are reviewed by the Illinois Department of Insurance. This page summarizes how filing works there from public sources: where to search filings that are already public, and the statutes, regulations and department guidance that set the rules, grouped by line of business. Every entry links to the official source.
At a glance
| Regulator | Illinois Department of Insurance |
|---|---|
| Public filings | SERFF Filing Access (how to search) |
| Lines summarized | Homeowners, Personal auto, Property and dwelling fire, Workers' compensation, General and other liability, Commercial multi-peril, Medical professional liability, Inland marine, Homeowners and auto combination, Product liability, Aircraft, Surety, Fidelity, Burglary and theft, Boiler and machinery, Mortgage guaranty, Financial guaranty, Title |
| Last reviewed |
Key filing rules
Selected statutes, regulations and guidance on how rates and forms are filed and reviewed in Illinois, each linked to the official text.
- 215 ILCS 5/143.23 - Cancellation and nonrenewal hearing rightHomeowners · Statute
- 50 Ill. Adm. Code 753 — the file-and-use form track that does reach a packageCommercial multi-peril · Regulation
- 215 ILCS 5/143.15 and 5/143.17 - Cancellation and nonrenewal noticeStatute
- 50 Ill. Adm. Code 754 - Rules and Rate FilingsRegulation
- 215 ILCS 5/143.22 - FAIR Plan eligibility noticeHomeowners · Statute
- 215 ILCS 5/143.20 - Notice to insured as to eligibility of Illinois Automobile Insurance PlanPersonal auto · Statute
How to search Illinois's public rate and form filings
- The Illinois Department of Insurance's Rate, Rule & Form Filings Public Access page links to SERFF for public access to filings. Source
- Property and casualty filings made before SERFF are in the department's Product Evaluation Database (PEDS) lookup for P&C policy forms. Source
- The department's other liability and product liability filing checklist says all filings are public record under 215 ILCS 5/404 unless another part of the Insurance Code provides otherwise. Source
Start from the department's page: Illinois Department of Insurance.
Checked
Rules for every line
Statutes, regulations and guidance that apply across property and casualty lines.
- 215 ILCS 5/143.15 and 5/143.17 - Cancellation and nonrenewal noticeStatute
- 215 ILCS 5/155.22 - Geographic location of riskStatute
- Public Act 104-0752 - Article XLVIII, Rates for Fire and Extended Coverage InsuranceStatute
- 50 Ill. Adm. Code 753 - Filing Policy and Endorsements FormRegulation
- 50 Ill. Adm. Code 754 - Rules and Rate FilingsRegulation
- Illinois DOI Review Requirements ChecklistsDepartment guidance
Last reviewed
Homeowners
Illinois sources for homeowners filings (SERFF type of insurance 04.0 Homeowners).
- 215 ILCS 5/143.10e - Home property insurance; dog breedsStatute
- 215 ILCS 5/143.11a - Termination of lines of businessStatute
- 215 ILCS 5/143.22 - FAIR Plan eligibility noticeStatute
- 215 ILCS 5/143.23 - Cancellation and nonrenewal hearing rightStatute
- 215 ILCS 5/805.1 - Mine Subsidence CoverageStatute
- Public Act 104-0752 (HB 4273) - Article XLVIII and 143.17(b-5)Statute
Last reviewed
Personal auto
Illinois sources for personal auto filings (SERFF type of insurance 19.0 Personal Auto).
- 215 ILCS 5/143.20 - Notice to insured as to eligibility of Illinois Automobile Insurance PlanStatute
- 215 ILCS 5/154.9 - Tax, title and transfer fees on a private passenger total lossStatute
- 215 ILCS 5/155.17 - Bodily injury base rates in municipalities of 2,000,000 or moreStatute
- 215 ILCS 5/155.27 - Surcharge or refusal based on prior carrierStatute
- 625 ILCS 5/7-203 - Compulsory automobile liability limitsStatute
- Public Act 104-0753 - Rates for Automobile Insurance (215 ILCS 5/1801-1805)Statute
Last reviewed
Property and dwelling fire
Illinois sources for property and dwelling fire filings (SERFF type of insurance 01.0 Property).
- 215 ILCS 5/143(3) and 121-2.08 - the Illinois large commercial risk forms exemptionStatute
- 215 ILCS 5/143.16a - Commercial property mid-term cancellation groundsStatute
- 215 ILCS 5/143.22 - FAIR Plan eligibility notice on a fire and extended coverage policyStatute
- 215 ILCS 5/805.1 - Mine subsidence coverage for residences, living units and commercial buildingsStatute
- Public Act 104-0752 - Article XLVIII and how far it reaches into dwelling fireStatute
- 50 Ill. Adm. Code 2301 - Standard Fire PolicyRegulation
Last reviewed
Workers' compensation
Illinois sources for workers' compensation filings (SERFF type of insurance 16.0 Workers Compensation).
- 50 Ill. Adm. Code 2902 - Workers' Compensation Rate and Manual FilingRegulation
- 50 Ill. Adm. Code 2903 and 215 ILCS 5/466 - Workers' compensation experience reportingRegulation
- 50 Ill. Adm. Code 2904 - Assigned Risk ProceduresRegulation
Last reviewed
General and other liability
Illinois sources for general and other liability filings (SERFF type of insurance 17.0 Other Liability).
- 50 Ill. Adm. Code 753 - Filing Policy and Endorsements FormDepartment guidance
- 50 Ill. Adm. Code 754 - Rules and Rate FilingsDepartment guidance
- Illinois DOI Property & Casualty review requirements checklistsDepartment guidance
Last reviewed
Commercial multi-peril
Illinois sources for commercial multi-peril filings (SERFF type of insurance 05.0 Commercial Multi-Peril).
- 215 ILCS 5/121-2.08 and 215 ILCS 5/445(1) — the Illinois large commercial risk exemption and its indexed thresholdsStatute
- 215 ILCS 5/143.16a, 143.17a, 143.23 and 143.10a — the commercial cancellation and nonrenewal sectionsStatute
- 215 ILCS 5/397 and 50 Ill. Adm. Code 2301 — the Standard Fire Policy floor and how a package sits on itRegulation
- 50 Ill. Adm. Code 753 — the file-and-use form track that does reach a packageRegulation
- 50 Ill. Adm. Code 754 — why commercial multi-peril rates and rules are not filed in IllinoisRegulation
- Illinois DOI Review Requirements Checklist — Commercial Multi-Peril, defense costsDepartment guidance
Last reviewed
Medical professional liability
Illinois sources for medical professional liability filings (SERFF type of insurance 11.0 Med Mal).
- 50 Ill. Adm. Code 753 - Filing Policy and Endorsements FormDepartment guidance
- 50 Ill. Adm. Code 754 - Rules and Rate FilingsDepartment guidance
- Illinois DOI Property & Casualty review requirements checklistsDepartment guidance
Last reviewed
Inland marine
Illinois sources for inland marine filings (SERFF type of insurance 09.0 Inland Marine).
- 215 ILCS 5/400.1 - Group personal property insuranceStatute
- 50 Ill. Adm. Code 101 - Nationwide Marine DefinitionRegulation
- 50 Ill. Adm. Code 2302 - Group inland marineRegulation
- 50 Ill. Adm. Code 753 - Class 3 formsRegulation
- 50 Ill. Adm. Code 754 - Rate and rule scopeRegulation
Last reviewed
Homeowners and auto combination
Illinois sources for homeowners and auto combination filings (SERFF type of insurance 30.0 Homeowner/Auto).
- 50 Ill. Adm. Code 753 - Filing Policy and Endorsements FormDepartment guidance
- 50 Ill. Adm. Code 754 - Rules and Rate FilingsDepartment guidance
- Public Act 104-0752 (HB 4273) - Rates for Fire and Extended Coverage InsuranceDepartment guidance
Last reviewed
Product liability
Illinois sources for product liability filings (SERFF type of insurance 18.0 Product Liability).
- 50 Ill. Adm. Code 753 - Filing Policy and Endorsements FormDepartment guidance
- 50 Ill. Adm. Code 754 - Rules and Rate FilingsDepartment guidance
- Illinois DOI Property & Casualty review requirements checklistsDepartment guidance
Last reviewed
Aircraft
Illinois sources for aircraft filings (SERFF type of insurance 22.0 Aircraft).
- Illinois property and casualty filing checklistsStatute
- 50 Ill. Adm. Code 753 - Filing Policy and Endorsements FormDepartment guidance
- 50 Ill. Adm. Code 754 - Rules and Rate FilingsDepartment guidance
Last reviewed
Surety
Illinois sources for surety filings (SERFF type of insurance 24.0 Surety).
- 50 Ill. Adm. Code 753 - Filing Policy and Endorsements FormStatute
- 50 Ill. Adm. Code 754 - Rules and Rate FilingsStatute
- Public Act 104-0752 (HB 4273) - Rates for Fire and Extended Coverage InsuranceStatute
- Illinois Surety Review Requirements ChecklistDepartment guidance
Last reviewed
Fidelity
Illinois sources for fidelity filings (SERFF type of insurance 23.0 Fidelity).
- 50 Ill. Adm. Code 753 - Filing Policy and Endorsements FormStatute
- 50 Ill. Adm. Code 754 - Rules and Rate FilingsStatute
- Public Act 104-0752 (HB 4273) - Rates for Fire and Extended Coverage InsuranceStatute
- Illinois Fidelity Review Requirements ChecklistDepartment guidance
Last reviewed
Burglary and theft
Illinois sources for burglary and theft filings (SERFF type of insurance 26.0 Burglary and Theft).
- 50 Ill. Adm. Code 753 - Filing Policy and Endorsements FormStatute
- 50 Ill. Adm. Code 754 - Rules and Rate FilingsStatute
- Public Act 104-0752 (HB 4273) - Rates for Fire and Extended Coverage InsuranceStatute
- Illinois Burglary & Theft Review Requirements ChecklistDepartment guidance
Last reviewed
Boiler and machinery
Illinois sources for boiler and machinery filings (SERFF type of insurance 27.0 Boiler & Machinery).
- 50 Ill. Adm. Code 753 - Filing Policy and Endorsements FormDepartment guidance
- 50 Ill. Adm. Code 754 - Rules and Rate FilingsDepartment guidance
- Illinois DOI Property & Casualty review requirements checklistsDepartment guidance
Last reviewed
Mortgage guaranty
Illinois sources for mortgage guaranty filings (SERFF type of insurance 06.0 Mortgage Guaranty).
- 50 Ill. Adm. Code 753 - Filing Policy and Endorsements FormDepartment guidance
- 50 Ill. Adm. Code 754 - Rules and Rate FilingsDepartment guidance
- Illinois DOI Property & Casualty review requirements checklistsDepartment guidance
Last reviewed
Financial guaranty
Illinois sources for financial guaranty filings (SERFF type of insurance 10.0 Financial Guaranty).
- 50 Ill. Adm. Code 753 - Filing Policy and Endorsements FormDepartment guidance
- 50 Ill. Adm. Code 754 - Rules and Rate FilingsDepartment guidance
- Illinois DOI Property & Casualty review requirements checklistsDepartment guidance
Last reviewed
Title
Illinois sources for title filings (SERFF type of insurance 34.0 Title).
- 50 Ill. Adm. Code 753 - Filing Policy and Endorsements FormDepartment guidance
- 50 Ill. Adm. Code 754 - Rules and Rate FilingsDepartment guidance
- Public Act 104-0752 (HB 4273) - Rates for Fire and Extended Coverage InsuranceDepartment guidance
Last reviewed
Not legal advice. This is a summary of public sources, last reviewed September 18, 2026. Requirements change and differ by line and filing: verify them with the Illinois Department of Insurance before you file. All states