On this page
Property and casualty rate, rule and form filings in Idaho are reviewed by the Idaho Department of Insurance. This page summarizes how filing works there from public sources: where to search filings that are already public, and the statutes, regulations and department guidance that set the rules, grouped by line of business. Every entry links to the official source.
At a glance
| Regulator | Idaho Department of Insurance |
|---|---|
| Public filings | SERFF Filing Access (how to search) |
| Lines summarized | Homeowners, Personal auto, Property and dwelling fire, Workers' compensation, General and other liability, Commercial multi-peril, Medical professional liability, Inland marine, Homeowners and auto combination, Product liability, Aircraft, Surety, Fidelity, Burglary and theft, Boiler and machinery, Mortgage guaranty, Financial guaranty |
| Last reviewed |
Key filing rules
Selected statutes, regulations and guidance on how rates and forms are filed and reviewed in Idaho, each linked to the official text.
- Idaho Bulletin 26-04 - Guidance on Use and File Submission of Property and Casualty RatesGeneral and other liability · Department guidance
- Idaho Code §41-1405 — both rate failure tests have two limbs and need a hearingCommercial multi-peril · Statute
- Idaho Code 41-1405 - Rate standardsStatute
- Idaho Code 41-1441 - equitable apportionment of property insurance and its rate standardProperty and dwelling fire · Statute
- Idaho Code 41-1842 - commercial property cancellation, nonrenewal and premium increase noticeProperty and dwelling fire · Statute
- Idaho Code 41-2401 - the New York 1943 standard fire policy and the 2027 notice amendmentsProperty and dwelling fire · Statute
How to search Idaho's public rate and form filings
- The Idaho Department of Insurance's Rates and Forms page links to the NAIC's SERFF Filing Access to search public insurance company filings. Source
- Filings are subject to Idaho's public access statute, so only the details of a filing marked eligible for public access can be viewed. Source
- Other public records requests are made in writing with the department's online Public Records Request Form. Source
Start from the department's page: Idaho Department of Insurance.
Checked
Rules for every line
Statutes, regulations and guidance that apply across property and casualty lines.
- Idaho Code 41-1405 - Rate standardsStatute
- Idaho Code 41-1437 - Making and use of ratesStatute
- Idaho Code 41-1812 - Filing and certification of formsStatute
- Idaho Code 41-1841 - Block cancellations and block nonrenewalsStatute
- Idaho Code 41-1843 - Insurance rates and credit ratingStatute
- Idaho Code 74-107(1) - Records exempt from disclosure; trade secretsStatute
- IDAPA 18.01.02 - Schedule of Fees, Licenses, and Miscellaneous ChargesRegulation
- IDAPA 18.02.01 - Insurance Rates and Credit RatingRegulation
Last reviewed
Homeowners
Idaho sources for homeowners filings (SERFF type of insurance 04.0 Homeowners).
- Idaho Code 41-1841 applied to a homeowners class exitStatute
- Idaho Code 41-2401 - Standard fire policy and multiperil policiesStatute
- Idaho Bulletin 26-02 - Mandatory Property Insurance Market Data CallBulletin
- Idaho Code Title 41 - chapter indexDepartment guidance
Last reviewed
Personal auto
Idaho sources for personal auto filings (SERFF type of insurance 19.0 Personal Auto).
- Idaho Code 41-2502 - Uninsured and underinsured motorist coverage for automobile insuranceStatute
- Idaho Code 41-2506 through 41-2512 - Automobile cancellation and nonrenewalStatute
- Idaho Code 41-2514 - Medical payments limitation prohibitedStatute
- Idaho Code 41-2515 - Discount for certain age groupsStatute
- Idaho Code 41-2516 - Optional suspension of automobile insurance coverageStatute
- Idaho Code 41-2521 - Automobile insurance and transportation network company useStatute
Last reviewed
Property and dwelling fire
Idaho sources for property and dwelling fire filings (SERFF type of insurance 01.0 Property).
- Idaho Code 41-1401 - the property rate chapter and its property-specific carve-outsStatute
- Idaho Code 41-1437 - the fire five-year experience clause and the express catastrophe factorStatute
- Idaho Code 41-1441 - equitable apportionment of property insurance and its rate standardStatute
- Idaho Code 41-1842 - commercial property cancellation, nonrenewal and premium increase noticeStatute
- Idaho Code 41-2401 - the New York 1943 standard fire policy and the 2027 notice amendmentsStatute
- Idaho Bulletin 26-02 - mandatory property insurance market data call on wildfireBulletin
Last reviewed
Workers' compensation
Idaho sources for workers' compensation filings (SERFF type of insurance 16.0 Workers Compensation).
- Idaho Code 41-1606 and 41-1608 - Rate filings required and effective date of filingStatute
- Idaho Code 41-1614 - Deviations from the filed rating organization ratesStatute
- Idaho Code 41-1615 to 41-1617 and 41-1620 - Rating organization membership and adherenceStatute
- Idaho Code 41-1622 - Information to insureds and review of an insured's complaintStatute
- Idaho Code 41-1626 - Compensation reimbursement optionStatute
- Idaho Code 72-306A - Deductible contract standardsStatute
Last reviewed
General and other liability
Idaho sources for general and other liability filings (SERFF type of insurance 17.0 Other Liability).
- Idaho Bulletin 26-04 - Guidance on Use and File Submission of Property and Casualty RatesDepartment guidance
- Idaho Code 41-1405 - Rate standardsDepartment guidance
- Idaho Code Title 41, Chapter 18 - The Insurance ContractDepartment guidance
- Idaho Property and Casualty Rate Checklist & CertificationDepartment guidance
Last reviewed
Commercial multi-peril
Idaho sources for commercial multi-peril filings (SERFF type of insurance 05.0 Commercial Multi-Peril).
- Idaho Code §41-1317 — group and programme rates and forms need the director's approvalStatute
- Idaho Code §41-1401 — the rate chapter reaches both halves of a packageStatute
- Idaho Code §41-1405 — both rate failure tests have two limbs and need a hearingStatute
- Idaho Code §41-1415 and §41-1416 — a property rating organization needs an Idaho rate making office and an annual licenceStatute
- Idaho Code §41-1427 — five-yearly examination at the examined party's costStatute
- Idaho Code §41-1437 — ratemaking considerations, the five-year fire rule and individual risk modificationStatute
Last reviewed
Medical professional liability
Idaho sources for medical professional liability filings (SERFF type of insurance 11.0 Med Mal).
- Idaho Bulletin 26-04 - Guidance on Use and File Submission of Property and Casualty RatesDepartment guidance
- Idaho Code 41-1405 - Rate standardsDepartment guidance
- Idaho Code Title 41, Chapter 18 - The Insurance ContractDepartment guidance
- Idaho Property and Casualty Rate Checklist & CertificationDepartment guidance
Last reviewed
Inland marine
Idaho sources for inland marine filings (SERFF type of insurance 09.0 Inland Marine).
- Idaho Code 41-1401 - scopeStatute
- Idaho Code 41-1405 - rate standardsStatute
- Idaho Code 41-1437 - making and use of ratesStatute
- Idaho Code 41-1812 - filing and certification of formsStatute
- Idaho Code 41-505 - marine and transportation insuranceStatute
- Idaho Bulletin 26-04 - P&C rate use and fileBulletin
Last reviewed
Homeowners and auto combination
Idaho sources for homeowners and auto combination filings (SERFF type of insurance 30.0 Homeowner/Auto).
- Idaho Bulletin 26-04 - Guidance on Use and File Submission of Property and Casualty RatesDepartment guidance
- Idaho Property and Casualty Rate Checklist & CertificationDepartment guidance
- IDAPA 18.02.01 - Insurance Rates and Credit RatingDepartment guidance
Last reviewed
Product liability
Idaho sources for product liability filings (SERFF type of insurance 18.0 Product Liability).
- Idaho Bulletin 26-04 - Guidance on Use and File Submission of Property and Casualty RatesDepartment guidance
- Idaho Code 41-1405 - Rate standardsDepartment guidance
- Idaho Code Title 41, Chapter 18 - The Insurance ContractDepartment guidance
- Idaho Property and Casualty Rate Checklist & CertificationDepartment guidance
Last reviewed
Aircraft
Idaho sources for aircraft filings (SERFF type of insurance 22.0 Aircraft).
- Idaho Bulletin 26-04 - Guidance on Use and File Submission of Property and Casualty RatesDepartment guidance
- Idaho Code 41-1812 - Filing and certification of formsDepartment guidance
- Idaho Code Title 41, Chapter 14 - Property Insurance RatesDepartment guidance
- Idaho Code Title 41, Chapter 18 - The Insurance ContractDepartment guidance
Last reviewed
Surety
Idaho sources for surety filings (SERFF type of insurance 24.0 Surety).
- Idaho Bulletin 26-04 - Guidance on Use and File Submission of Property and Casualty RatesBulletin
- Idaho Notice to Property & Casualty Carriers - IDAPA 18.02.01 changes, 15 April 2022Department guidance
- Idaho Property and Casualty Rate Checklist & CertificationDepartment guidance
- IDAPA 18.02.01 - Insurance Rates and Credit RatingDepartment guidance
Last reviewed
Fidelity
Idaho sources for fidelity filings (SERFF type of insurance 23.0 Fidelity).
- Idaho Bulletin 26-04 - Guidance on Use and File Submission of Property and Casualty RatesBulletin
- Idaho Notice to Property & Casualty Carriers - IDAPA 18.02.01 changes, 15 April 2022Department guidance
- Idaho Property and Casualty Rate Checklist & CertificationDepartment guidance
- IDAPA 18.02.01 - Insurance Rates and Credit RatingDepartment guidance
Last reviewed
Burglary and theft
Idaho sources for burglary and theft filings (SERFF type of insurance 26.0 Burglary and Theft).
- Idaho Bulletin 26-04 - Guidance on Use and File Submission of Property and Casualty RatesBulletin
- Idaho Notice to Property & Casualty Carriers - IDAPA 18.02.01 changes, 15 April 2022Department guidance
- Idaho Property and Casualty Rate Checklist & CertificationDepartment guidance
- IDAPA 18.02.01 - Insurance Rates and Credit RatingDepartment guidance
Last reviewed
Boiler and machinery
Idaho sources for boiler and machinery filings (SERFF type of insurance 27.0 Boiler & Machinery).
- Idaho Bulletin 26-04 - Guidance on Use and File Submission of Property and Casualty RatesDepartment guidance
- Idaho Code 41-1405 - Rate standardsDepartment guidance
- Idaho Code Title 41, Chapter 18 - The Insurance ContractDepartment guidance
- Idaho Property and Casualty Rate Checklist & CertificationDepartment guidance
Last reviewed
Mortgage guaranty
Idaho sources for mortgage guaranty filings (SERFF type of insurance 06.0 Mortgage Guaranty).
- Idaho Bulletin 26-04 - Guidance on Use and File Submission of Property and Casualty RatesDepartment guidance
- Idaho Code 41-1812 - Filing and certification of formsDepartment guidance
- Idaho Code 74-107 - Records exempt from disclosure; trade secretsDepartment guidance
- Idaho Code Title 41, Chapter 18 - The Insurance ContractDepartment guidance
Last reviewed
Financial guaranty
Idaho sources for financial guaranty filings (SERFF type of insurance 10.0 Financial Guaranty).
- Idaho Bulletin 26-04 - Guidance on Use and File Submission of Property and Casualty RatesDepartment guidance
- Idaho Code 41-1812 - Filing and certification of formsDepartment guidance
- Idaho Code 74-107 - Records exempt from disclosure; trade secretsDepartment guidance
- Idaho Code Title 41, Chapter 18 - The Insurance ContractDepartment guidance
Last reviewed
Not legal advice. This is a summary of public sources, last reviewed September 18, 2026. Requirements change and differ by line and filing: verify them with the Idaho Department of Insurance before you file. All states