On this page
Property and casualty rate, rule and form filings in Georgia are reviewed by the Georgia Office of Insurance and Safety Fire Commissioner. This page summarizes how filing works there from public sources: where to search filings that are already public, and the statutes, regulations and department guidance that set the rules, grouped by line of business. Every entry links to the official source.
At a glance
| Regulator | Georgia Office of Insurance and Safety Fire Commissioner |
|---|---|
| Filing system | SERFF (department source) |
| Public filings | SERFF Filing Access (how to search) |
| Lines summarized | Homeowners, Personal auto, Workers' compensation, Commercial multi-peril, Homeowners and auto combination |
| Last reviewed |
Key filing rules
Selected statutes, regulations and guidance on how rates and forms are filed and reviewed in Georgia, each linked to the official text.
- Ga. Comp. R. & Regs. r. 120-2-37 - Georgia workers' compensation insurance rate filingsRegulation
- Ga. Comp. R. & Regs. Subject 120-2-37 - Georgia workers' compensation insurance rate filingsWorkers' compensation · Regulation
- Ga. Comp. R. & Regs. Chapter 120-2 - Rules of the Commissioner of InsuranceRegulation
How to search Georgia's public rate and form filings
- Georgia's Office of Insurance and Safety Fire Commissioner says all insurance product filings are submitted through SERFF and the public may use SERFF to research insurers in Georgia. Source
- On SERFF's Filing Search page, choosing the business type of the filings you want is required. Source
- The disposition page of a filing gives the final outcome once the department's review is complete. Source
- Filings can also be viewed on a terminal at the department. Source
Start from the department's page: Georgia Office of Insurance and Safety Fire Commissioner.
Checked
Rules for every line
Statutes, regulations and guidance that apply across property and casualty lines.
- Ga. Comp. R. & Regs. Chapter 120-2 - Rules of the Commissioner of InsuranceRegulation
- Ga. Comp. R. & Regs. r. 120-2-37 - Georgia workers' compensation insurance rate filingsRegulation
- Ga. Comp. R. & Regs. r. 120-2-42 - Readability standards for personal lines policiesRegulation
- Ga. Comp. R. & Regs. r. 120-2-77 - Large commercial insurance risk ratingRegulation
Last reviewed
Homeowners
Georgia sources for homeowners filings (SERFF type of insurance 04.0 Homeowners).
- Ga. Comp. R. & Regs. 120-2-15 — Reporting of policy cancellations and nonrenewalsRegulation
- Ga. Comp. R. & Regs. 120-2-42 — Readability standards for personal lines policiesRegulation
- Ga. Comp. R. & Regs. 120-2-66 — Prohibited criteria for residential property underwriting guidelinesRegulation
- Georgia Bulletin 24-EX-2 — Nonrenewal requirements and prohibitionsBulletin
Last reviewed
Personal auto
Georgia sources for personal auto filings (SERFF type of insurance 19.0 Personal Auto).
- Ga. Comp. R. & Regs. Chapter 120-2-14 - Georgia Automobile Insurance PlanRegulation
- Ga. Comp. R. & Regs. Chapter 120-2-28 - Georgia Motor Vehicle Accident Reparations ActRegulation
- Ga. Comp. R. & Regs. Chapter 120-2-42 - Readability standards for personal automobile policiesRegulation
- Ga. Comp. R. & Regs. Chapter 120-2-65 - Prohibited Criteria for Private Passenger Automobile Underwriting GuidelinesRegulation
Last reviewed
Workers' compensation
Georgia sources for workers' compensation filings (SERFF type of insurance 16.0 Workers Compensation).
- Ga. Comp. R. & Regs. Subject 120-2-36 - Workers' compensation insurance statistical agent, forms and rating plansRegulation
- Ga. Comp. R. & Regs. Subject 120-2-37 - Georgia workers' compensation insurance rate filingsRegulation
- Ga. Comp. R. & Regs. Subject 120-2-38 - Georgia workers' compensation assigned risk insurance planRegulation
- Ga. Comp. R. & Regs. Subject 120-2-41 - Modifications to classifications of risksRegulation
Last reviewed
Commercial multi-peril
Georgia sources for commercial multi-peril filings (SERFF type of insurance 05.0 Commercial Multi-Peril).
- Ga. Comp. R. & Regs. ch. 120-2-41 — the individual risk modification cap is 15 and 15, or 40 and 50 on a demonstrationRegulation
- Ga. Comp. R. & Regs. ch. 120-2-77 — the large commercial risk test is cumulativeRegulation
- Ga. Comp. R. & Regs. r. 120-2-18-.10 — the casualty insurers reportRegulation
Last reviewed
Homeowners and auto combination
Georgia sources for homeowners and auto combination filings (SERFF type of insurance 30.0 Homeowner/Auto).
- Ga. Comp. R. & Regs. r. 120-2-37, Georgia workers' compensation insurance rate filingsDepartment guidance
- Ga. Comp. R. & Regs. r. 120-2-42, readability standards for personal lines policiesDepartment guidance
- Ga. Comp. R. & Regs. r. 120-2-77, large commercial insurance risk ratingDepartment guidance
Last reviewed
Not legal advice. This is a summary of public sources, last reviewed September 18, 2026. Requirements change and differ by line and filing: verify them with the Georgia Office of Insurance and Safety Fire Commissioner before you file. All states