On this page
Property and casualty rate, rule and form filings in District of Columbia are reviewed by the District of Columbia Department of Insurance - Securities and Banking. This page summarizes how filing works there from public sources: where to search filings that are already public, and the statutes, regulations and department guidance that set the rules, grouped by line of business. Every entry links to the official source.
At a glance
| Regulator | District of Columbia Department of Insurance - Securities and Banking |
|---|---|
| Public filings | SERFF Filing Access (how to search) |
| Lines summarized | Personal auto, Property and dwelling fire, Workers' compensation, Commercial multi-peril, Inland marine, Homeowners and auto combination, Surety, Fidelity, Mortgage guaranty, Financial guaranty |
| Last reviewed |
Key filing rules
Selected statutes, regulations and guidance on how rates and forms are filed and reviewed in District of Columbia, each linked to the official text.
- D.C. Official Code §31-2405 - Lawsuit restriction and the sixty-day personal injury protection electionPersonal auto · Statute
- D.C. Official Code §31-2703(f)(2) - The 90-day pre-effectiveness review for motor vehicle and homeowner insurersProperty and dwelling fire · Statute
- D.C. Official Code §31-2704(b)-(e) - investigation, hearing and adjustmentWorkers' compensation · Statute
- D.C. Official Code §31-2502.27 - Filing and approval of policy formsStatute
- D.C. Official Code §31-2704 - Filing requirements of individual companiesStatute
- DISB Property & Casualty Rate/Rule Filing RequirementsDepartment guidance
How to search District of Columbia's public rate and form filings
- DISB makes approved rate and form filings available for public review through SERFF Filing Access, linked from its Policy Form and Rate Filings Search page. Source
- DISB says there is no charge to search filings this way. Source
- Filings are subject to the District's public access statute, so only the details of a filing marked eligible for public access can be viewed. Source
- Public company filings can also be reviewed by contacting the DISB offices. Source
Start from the department's page: District of Columbia Department of Insurance - Securities and Banking.
Checked
Rules for every line
Statutes, regulations and guidance that apply across property and casualty lines.
- D.C. Official Code §31-2502.27 - Filing and approval of policy formsStatute
- D.C. Official Code §31-2703 - Making of ratesStatute
- D.C. Official Code §31-2704 - Filing requirements of individual companiesStatute
- DISB Property & Casualty Actuarial ChecklistDepartment guidance
- DISB Property & Casualty Rate/Rule Filing RequirementsDepartment guidance
- DISB, Property & Casualty Rate/Rule Filing RequirementsDepartment guidance
Last reviewed
Personal auto
District of Columbia sources for personal auto filings (SERFF type of insurance 19.0 Personal Auto).
- D.C. Official Code §31-2404 - Optional personal injury protection benefit levelsStatute
- D.C. Official Code §31-2405 - Lawsuit restriction and the sixty-day personal injury protection electionStatute
- D.C. Official Code §31-2406 - Required and optional insurance limitsStatute
- D.C. Official Code §31-2409 - Motor vehicle policy cancellation, nonrenewal and applicant protectionsStatute
- D.C. Official Code §50-2003 - Mandated motor vehicle accident prevention course discountStatute
- 26 DCMR A510 - Motor vehicle form authorization and the Appendix 5-1 certificationRegulation
Last reviewed
Property and dwelling fire
District of Columbia sources for property and dwelling fire filings (SERFF type of insurance 01.0 Property).
- D.C. Official Code §31-2703(f)(2) - The 90-day pre-effectiveness review for motor vehicle and homeowner insurersStatute
- D.C. Official Code §31-2707 - The insured's right to rate information and to be heardStatute
- D.C. Official Code §§31-2502.28a and 31-2502.28b - The District's property notices are homeowner's and renter's noticesStatute
- D.C. Official Code §§31-2701(7) and 31-2714 - Exempt commercial risksStatute
- D.C. Official Code §§31-2702 and 31-2704 - The rate chapter names fire, and what it asks forStatute
- D.C. Official Code §§31-5002 and 31-5003 - Basic property insurance and the Industry Placement FacilityStatute
Last reviewed
Workers' compensation
District of Columbia sources for workers' compensation filings (SERFF type of insurance 16.0 Workers Compensation).
- D.C. Official Code §31-2704(b)-(e) - investigation, hearing and adjustmentStatute
- D.C. Official Code §31-2714 - the exempt commercial risk exemption does not reach this lineStatute
- D.C. Official Code §32-1542.02 - workers' compensation rate filings under the Workers' Compensation ActStatute
- D.C. Official Code §§31-2702, 31-2703, 31-2704 - scope, standard and filing duty as they reach this lineStatute
- D.C. Official Code §§31-2705, 31-2707, 31-2708 and the District's residual marketStatute
- DISB loss cost multiplier forms and the P&C Actuarial Checklist as they apply to this lineDepartment guidance
Last reviewed
Commercial multi-peril
District of Columbia sources for commercial multi-peril filings (SERFF type of insurance 05.0 Commercial Multi-Peril).
- D.C. Official Code §31-2704 — The filing duty and the adjustment routeStatute
- D.C. Official Code §31-2707 — Information to the insured and the grievance routeStatute
- D.C. Official Code §§31-2701(7) and 31-2714 with DISB Bulletin 001-D3 — The exempt commercial risk exemptionStatute
- D.C. Official Code §§31-2702 and 31-2703 — What the rate chapter reaches and how rates are madeStatute
- D.C. Official Code §§31-2705, 31-2706 and 31-2708 — Rating and advisory organizations in the DistrictStatute
Last reviewed
Inland marine
District of Columbia sources for inland marine filings (SERFF type of insurance 09.0 Inland Marine).
- D.C. Official Code §31-2502.27 - Policy form filingStatute
- D.C. Official Code §31-2702 - Chapter 27 scopeStatute
- D.C. Official Code §31-2703 - Rate standardsStatute
- D.C. Official Code §31-2704 - Filing requirementsStatute
- DISB P&C Actuarial ChecklistDepartment guidance
Last reviewed
Homeowners and auto combination
District of Columbia sources for homeowners and auto combination filings (SERFF type of insurance 30.0 Homeowner/Auto).
- D.C. Official Code §31-2502.27, filing and approval of policy formsDepartment guidance
- D.C. Official Code §31-2704, filing requirements of individual companiesDepartment guidance
- DISB, Property & Casualty Rate/Rule Filing RequirementsDepartment guidance
Last reviewed
Surety
District of Columbia sources for surety filings (SERFF type of insurance 24.0 Surety).
- D.C. Official Code Chapter 27Statute
- D.C. Official Code section 31-2714Statute
- DISB P&C Actuarial ChecklistDepartment guidance
Last reviewed
Fidelity
District of Columbia sources for fidelity filings (SERFF type of insurance 23.0 Fidelity).
- D.C. Official Code §31-2502.27, filing and approval of policy formsStatute
- D.C. Official Code §31-2704, filing requirements of individual companiesStatute
- DISB, Property & Casualty Rate/Rule Filing RequirementsRegulation
Last reviewed
Mortgage guaranty
District of Columbia sources for mortgage guaranty filings (SERFF type of insurance 06.0 Mortgage Guaranty).
- D.C. Official Code §31-2502.27, filing and approval of policy formsDepartment guidance
- D.C. Official Code §31-2703, making of ratesDepartment guidance
- D.C. Official Code §31-2704, filing requirements of individual companiesDepartment guidance
Last reviewed
Financial guaranty
District of Columbia sources for financial guaranty filings (SERFF type of insurance 10.0 Financial Guaranty).
- D.C. Official Code §31-2502.27, filing and approval of policy formsDepartment guidance
- D.C. Official Code §31-2703, making of ratesDepartment guidance
- D.C. Official Code §31-2704, filing requirements of individual companiesDepartment guidance
Last reviewed
Not legal advice. This is a summary of public sources, last reviewed September 18, 2026. Requirements change and differ by line and filing: verify them with the District of Columbia Department of Insurance - Securities and Banking before you file. All states