On this page
Property and casualty rate, rule and form filings in Connecticut are reviewed by the Connecticut Insurance Department. This page summarizes how filing works there from public sources: where to search filings that are already public, and the statutes, regulations and department guidance that set the rules, grouped by line of business. Every entry links to the official source.
At a glance
| Regulator | Connecticut Insurance Department |
|---|---|
| Filing system | SERFF (department source) |
| Public filings | SERFF Filing Access (how to search) |
| Lines summarized | Homeowners, Property and dwelling fire, Commercial auto, Workers' compensation, Commercial multi-peril, Medical professional liability, Inland marine, Homeowners and auto combination, Aircraft, Surety, Fidelity, Boiler and machinery, Title |
| Last reviewed |
Key filing rules
Selected statutes, regulations and guidance on how rates and forms are filed and reviewed in Connecticut, each linked to the official text.
- Conn. Gen. Stat. §38a-688a - Flex-rate filings for voluntary market personal risk insuranceStatute
- Connecticut Bulletin PC-92-25 (2 July 2025), flex-rate filingsHomeowners · Bulletin
- Conn. Gen. Stat. §§38a-309, 38a-313a, 38a-316e and 38a-316f - Property loss settlement, repair notice, matching and flood offeringProperty and dwelling fire · Statute
- Conn. Gen. Stat. §38a-665 — The commercial risk rate standard and the individual risk rating planCommercial multi-peril · Statute
- Connecticut Insurance Department, personal lines filing requirements and proceduresAircraft · Department guidance
How to search Connecticut's public rate and form filings
- The Connecticut Insurance Department's Rate Filings and Decisions page links to SERFF filing access for property and casualty form and rate filings. Source
- The public can view filings in SERFF that are not confidential. Source
- Records requests under Connecticut's Freedom of Information Act can be sent to the department. Source
Start from the department's page: Connecticut Insurance Department.
Checked
Rules for every line
Statutes, regulations and guidance that apply across property and casualty lines.
- Conn. Gen. Stat. Chapter 699a - Readable language in insurance policiesStatute
- Conn. Gen. Stat. §38a-665 - Standards for the making and use of rates re commercial risk insuranceStatute
- Conn. Gen. Stat. §38a-676(a), (b) - Review of commercial risk classifications, rules and ratesStatute
- Conn. Gen. Stat. §38a-676(c) - Form filing and reviewStatute
- Conn. Gen. Stat. §38a-686 - Standards for the making and use of rates re personal risk insurance; limitations on use of credit historyStatute
- Conn. Gen. Stat. §38a-688 - Review of rates re personal risk insurance and residual marketsStatute
- Conn. Gen. Stat. §38a-688a - Flex-rate filings for voluntary market personal risk insuranceStatute
- Conn. Gen. Stat. §38a-689 - Insurers issuing homeowners policies to file underwriting rulesStatute
Last reviewed
Homeowners
Connecticut sources for homeowners filings (SERFF type of insurance 04.0 Homeowners).
- Conn. Gen. Stat. §38a-316a - Storm shutters and imposition of hurricane deductiblesStatute
- Conn. Gen. Stat. §38a-316b - Premium discount for permanent storm shutters or impact-resistant glassStatute
- Conn. Gen. Stat. §§38a-316d, 38a-316e - Homeowners underwriting protections and matchingStatute
- Connecticut Bulletin PC-92-25 (2 July 2025), flex-rate filingsBulletin
- Connecticut Bulletin PC-93-25 - Flood insurance disclosure under Public Act 25-33Bulletin
- Connecticut coastal homeowners filing review guidelinesDepartment guidance
Last reviewed
Property and dwelling fire
Connecticut sources for property and dwelling fire filings (SERFF type of insurance 01.0 Property).
- Conn. Gen. Stat. §38a-316a - Imposition of hurricane deductiblesStatute
- Conn. Gen. Stat. §38a-663 - Personal risk, commercial risk and homeowners insurance definedStatute
- Conn. Gen. Stat. §38a-665 - Standards for the making and use of rates re commercial risk insuranceStatute
- Conn. Gen. Stat. §38a-676 - Review of classifications, rules, rates and form of commercial risk insurance contractsStatute
- Conn. Gen. Stat. §§38a-307 and 38a-308 - Standard Fire Insurance Policy of the State of ConnecticutStatute
- Conn. Gen. Stat. §§38a-309, 38a-313a, 38a-316e and 38a-316f - Property loss settlement, repair notice, matching and flood offeringStatute
Last reviewed
Commercial auto
Connecticut sources for commercial auto filings (SERFF type of insurance 20.0 Commercial Auto).
- Conn. Gen. Stat. §38a-676 - Review of classifications, rules, rates and form of commercial risk insurance contractsDepartment guidance
- Conn. Gen. Stat. §38a-687 - Existence of competitive market re personal risk insuranceDepartment guidance
- Connecticut Bulletin PC-82 (5 July 2016), requirements for submitting P&C filings via SERFFDepartment guidance
Last reviewed
Workers' compensation
Connecticut sources for workers' compensation filings (SERFF type of insurance 16.0 Workers Compensation).
- Conn. Gen. Stat. §38a-670 - the residual market arrangement for this lineStatute
- Conn. Gen. Stat. §38a-672(b)(7) - why Connecticut is a loss cost state for this lineStatute
- Conn. Gen. Stat. §38a-676 - the workers' compensation filing trackStatute
- Conn. Gen. Stat. §38a-690 - uniform statistical plan for workers' compensationStatute
- Connecticut Bulletin PC-72 - uniform administration of this lineBulletin
- Connecticut Bulletin PC-73 - deductibles and large risk alternative rating optionsBulletin
Last reviewed
Commercial multi-peril
Connecticut sources for commercial multi-peril filings (SERFF type of insurance 05.0 Commercial Multi-Peril).
- Conn. Gen. Stat. §38a-665 — The commercial risk rate standard and the individual risk rating planStatute
- Conn. Gen. Stat. §38a-676 — Two tracks: rates for information, forms before issuanceStatute
- Conn. Gen. Stat. §§38a-307 and 38a-308 — The multi-peril route out of provision-by-provision fire policy conformityStatute
- Conn. Gen. Stat. §§38a-663 and 38a-664 — Why a package is commercial risk insurance in its entiretyStatute
- Conn. Gen. Stat. §§38a-668, 38a-671, 38a-672 and 38a-673 — Licensing, registration, voluntary adoption and what an organization rate may not containStatute
- Conn. Gen. Stat. §§38a-695 and 38a-696 — Effective dating and the annual commercial risk reportStatute
Last reviewed
Medical professional liability
Connecticut sources for medical professional liability filings (SERFF type of insurance 11.0 Med Mal).
- Connecticut General Statutes Chapter 700Statute
- Conn. Gen. Stat. §38a-676 - Review of classifications, rules, rates and form of commercial risk insurance contractsDepartment guidance
- Connecticut Bulletin PC-63-24Department guidance
Last reviewed
Inland marine
Connecticut sources for inland marine filings (SERFF type of insurance 09.0 Inland Marine).
- Conn. Gen. Stat. Chapter 701 - Personal and Commercial Risk Insurance Rating PracticesStatute
- Bulletin PC-63-24Bulletin
- Bulletin PC-82Bulletin
- Bulletin PC-92-25Bulletin
Last reviewed
Homeowners and auto combination
Connecticut sources for homeowners and auto combination filings (SERFF type of insurance 30.0 Homeowner/Auto).
- Conn. Gen. Stat. §38a-663 - DefinitionsDepartment guidance
- Conn. Gen. Stat. §38a-665 - Standards for the making and use of rates re commercial risk insuranceDepartment guidance
- Conn. Gen. Stat. §38a-676 - Review of classifications, rules, rates and form of commercial risk insurance contractsDepartment guidance
- Conn. Gen. Stat. §38a-687 - Existence of competitive market re personal risk insuranceDepartment guidance
- Connecticut Bulletin PC-82 (5 July 2016), requirements for submitting P&C filings via SERFFDepartment guidance
Last reviewed
Aircraft
Connecticut sources for aircraft filings (SERFF type of insurance 22.0 Aircraft).
- Conn. Gen. Stat. §38a-676 - Review of classifications, rules, rates and form of commercial risk insurance contractsDepartment guidance
- Connecticut Bulletin PC-82 (5 July 2016), requirements for submitting P&C filings via SERFFDepartment guidance
- Connecticut Insurance Department, personal lines filing requirements and proceduresDepartment guidance
Last reviewed
Surety
Connecticut sources for surety filings (SERFF type of insurance 24.0 Surety).
- Conn. Gen. Stat. section 38a-387Statute
- Conn. Gen. Stat. §38a-676 - Review of classifications, rules, rates and form of commercial risk insurance contractsRegulation
- Connecticut Bulletin PC-63-24Bulletin
- Connecticut Bulletin PC-82 (5 July 2016), requirements for submitting P&C filings via SERFFBulletin
Last reviewed
Fidelity
Connecticut sources for fidelity filings (SERFF type of insurance 23.0 Fidelity).
- Conn. Gen. Stat. Chapter 701, Personal and Commercial Risk Insurance Rating PracticesStatute
- Conn. Gen. Stat. §38a-665 - Standards for the making and use of rates re commercial risk insuranceStatute
- Conn. Gen. Stat. §38a-676 - Review of classifications, rules, rates and form of commercial risk insurance contractsStatute
- Connecticut Bulletin PC-92-25 (2 July 2025), flex-rate filings under Public Act 25-86Statute
- Connecticut Bulletin PC-82 (5 July 2016), requirements for submitting P&C filings via SERFFBulletin
Last reviewed
Boiler and machinery
Connecticut sources for boiler and machinery filings (SERFF type of insurance 27.0 Boiler & Machinery).
- Conn. Gen. Stat. §38a-665 - Standards for the making and use of rates re commercial risk insuranceDepartment guidance
- Conn. Gen. Stat. §38a-676 - Review of classifications, rules, rates and form of commercial risk insurance contractsDepartment guidance
- Connecticut Bulletin PC-82 (5 July 2016), requirements for submitting P&C filings via SERFFDepartment guidance
Last reviewed
Title
Connecticut sources for title filings (SERFF type of insurance 34.0 Title).
- Conn. Gen. Stat. §38a-663 - DefinitionsDepartment guidance
- Connecticut Bulletin PC-63-24Department guidance
- Connecticut Bulletin PC-82 (5 July 2016), requirements for submitting P&C filings via SERFFDepartment guidance
Last reviewed
Not legal advice. This is a summary of public sources, last reviewed September 18, 2026. Requirements change and differ by line and filing: verify them with the Connecticut Insurance Department before you file. All states